EMV Contact Payment Card

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Contact

Standard chip-and-PIN payment card using ISO 7816 contact interface for in-person transactions at point-of-sale terminals.

Contact | EMV Contact Specifications | Since 1996

Quick Specs

Contact
Interface Contact
Chip Type Microprocessor
OS JavaCard
EAL Level EAL4+
Lifespan 5 years
First Deployed 1996

Full Specifications

Hardware

InterfaceContact
Chip TypeMicroprocessor
Operating SystemJavaCard

Communication

ProtocolT=0, T=1
Extended APDU いいえ
Logical Channels1

Security

EAL LevelEAL4+
Secure Element はい
Tamper Resistant はい
Crypto Coprocessor はい
Biometric Support いいえ

Cryptographic Algorithms

RSA-2048 3DES AES-128 SHA-256
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Frequently Asked Questions

How do I choose the right smart card type for my project?

Consider four key factors: interface type (contact, contactless, or dual-interface), security requirements (EAL certification level), application domain (payment, identity, transport), and chip platform (JavaCard, MULTOS, native). For EMV payments, dual-interface cards are now standard. For government eID, EAL5+ certified cards are typically required.

What is the difference between a contact and contactless smart card?

Contact smart cards require physical insertion into a reader and communicate via the ISO 7816 interface (gold contact pads). Contactless cards use radio frequency (ISO 14443) and work within a few centimeters of a reader. Dual-interface cards combine both interfaces on a single chip, offering maximum flexibility.

What does EAL certification mean for smart cards?

EAL (Evaluation Assurance Level) is part of the Common Criteria framework for evaluating IT security. For smart cards, EAL4+ is common for payment cards, while EAL5+ or EAL6+ is required for government identity documents and ePassports. Higher EAL levels indicate more rigorous security testing and formal verification methods.