EMV Contactless Payment Card

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Contactless

Tap-to-pay card using ISO 14443 radio for fast contactless payment transactions under floor limits.

Contactless | EMV Contactless Specifications | Since 2005

Quick Specs

Contactless
Interface Contactless
Chip Type Microprocessor
OS JavaCard
EAL Level EAL4+
Lifespan 5 years
First Deployed 2005

Full Specifications

Hardware

InterfaceContactless
Chip TypeMicroprocessor
Operating SystemJavaCard

Communication

ProtocolISO 14443-A/B
Extended APDU Không
Logical Channels1

Security

EAL LevelEAL4+
Secure Element
Tamper Resistant
Crypto Coprocessor
Biometric Support Không

Cryptographic Algorithms

RSA-2048 AES-128 SHA-256
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Frequently Asked Questions

How do I choose the right smart card type for my project?

Consider four key factors: interface type (contact, contactless, or dual-interface), security requirements (EAL certification level), application domain (payment, identity, transport), and chip platform (JavaCard, MULTOS, native). For EMV payments, dual-interface cards are now standard. For government eID, EAL5+ certified cards are typically required.

What is the difference between a contact and contactless smart card?

Contact smart cards require physical insertion into a reader and communicate via the ISO 7816 interface (gold contact pads). Contactless cards use radio frequency (ISO 14443) and work within a few centimeters of a reader. Dual-interface cards combine both interfaces on a single chip, offering maximum flexibility.

What does EAL certification mean for smart cards?

EAL (Evaluation Assurance Level) is part of the Common Criteria framework for evaluating IT security. For smart cards, EAL4+ is common for payment cards, while EAL5+ or EAL6+ is required for government identity documents and ePassports. Higher EAL levels indicate more rigorous security testing and formal verification methods.